If you’re filing a long term incapacity declare when you will have been injured or grow to be ill and can’t work, it’s helpful to know that incapacity insurance coverage is more sophisticated than most insurance coverage. But Federal Disability Retirement shouldn’t be a matter of a prognosis; not like Social Security Incapacity , which does include a semblance of categorical imperatives on the subject of certain medical situations, the preponderance of the proof needed in changing into eligible for Federal Incapacity Retirement benefits is threefold: First, the minimum number of years beneath FERS (18 months of creditable Federal Service) or CSRS (5 years, which is presumably already met by everybody in that retirement system); Second, a medical condition which got here into existence in the course of the time of Federal Service (with some debatable exceptions within one (1) 12 months of being separated from Federal Service); and Third, …